Kathy O’Neill is currently president and CEO of O’Neill Advisers, LLC, a consulting firm working with organizations throughout St. Louis and beyond to enhance the leadership capabilities of executives and emerging leaders, while also supporting workforce development initiatives in the region.
Kathy worked for 38 years in the banking industry. She spent more than 36 years in various leadership roles with the Federal Reserve Bank of St. Louis and the national Federal Reserve System. When she retired in August 2024, she was Chief Operating Officer of the Eighth Federal Reserve District and the National Leader of the Federal Reserve System’s functions supporting the U.S. Treasury. Kathy was responsible for all District operations including human resources, IT, finance, strategy, risk, marketing, communications, economic analysis, Banking Supervision, and payment operations. In her role as national Treasury leader, Kathy was responsible for managing the Federal Reserve System’s relationship with the U.S. Treasury. This included overseeing financial operations in eight Reserve Banks responsible for managing the U.S. government’s balance sheet, stored value card operations, savings bonds processing, debt financing and electronic payment functions.
In addition, from July 2023 to April 2024, Kathy also served as Interim President and CEO of FRB St. Louis and represented the Eighth District at five Federal Open Market Committee (FOMC) meetings. In this role, Kathy met with economists and business leaders throughout the Eighth District to understand economic conditions and develop perspectives on the direction of monetary policy.
After retiring from the Federal Reserve, from September 2024 to December 2025, Kathy became the President of the St. Louis Market at CommunityAmerica Credit Union. This role included oversight of retail banking operations, civic and community engagement, as well as philanthropy in the St. Louis region. In addition, Kathy was a member of the credit union’s executive management team focusing on advancing capabilities in electronic payments, operations, business development, and strategic growth initiatives.
Kathy continues to serve her community as a director and trustee on several non-profit boards including The United Way, The Urban League, FOCUS St. Louis and Webster University.
She earned a Bachelor of Arts degree in Communication and Media Studies from the University of Illinois Urbana-Champaign and completed the Northwestern University-Kellogg School of Management’s Women’s Senior Leadership Program.
